Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? Swaper is an investment marketplace offering investments in pre-funded consumer loans originated by its parent company Wandoo Finance Group in Georgia. P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von.
Swaper Test & ErfahrungenSchau dir die Artikelsammlung über Swaper auf Deutschlands beliebtestem Blog zum Thema P2P Kredite an und lerne von den gemachten Swaper. Swaper Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zu Swaper & 2 Prozent Bonus kassieren! Hinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft.
You can choose to customize the interest rate, maximum investment in one loan, loan term and the countries. The picture I have inserted above is my personal investment strategy.
I take all interest rates, loan terms, and countries. However, I do not invest in delayed or extended loans. To reduce the risk I opted out of extended and delayed loans.
Normally I expect bad borrowers to get extended time to pay their loans. For that reason I do not want extended or delayed loans.
Wandoo Finance provides financial services including payday loans. When one of Wandoo Finance subsidiaries has founded a loan in Poland, Spain or Denmark it is posted to Swaper for investors.
Furthermore, Wandoo Finance Group has a management team of professionals. Furthermore, she has been a board member in a number of companies which is providing financial services.
Therefore, actions made by Wandoo Finance Group will reflect the Swaper platform. In the interview, the product owner at Swaper was interviewed.
She has stated that Swaper will launch a range of exciting products and features in the near future.
Furthermore, she says that in focus is to grow both sides of the marketplace to satisfy the increasing number of investors.
Swaper is not received with open arms on their Trustpilot page. However, the critic Swaper is getting is the lack of available loans. An investor has wanted to invest manually and cannot find any loans.
After setting the auto-invest he did not get any loans for days. Currently, that is just how Swaper works. There is not a lot of loans available.
However, the other review of Trustpilot is rather positive. There is no public financial statements from Swaper.
However, it is possible to find their Lativian registration here. However, to view any financials I would have to log in somehow.
While it is only a fraction of the whole business group, it can be used to some extent to understand their use of money. The full statement can be found here.
These highlights are not very satisfying to see as an investor. While this is only a fraction of the whole Wandoo Finance Group it is not pleasing to find so big deficits.
In essence, they have 2. All rights reserved. This cookie is necessary for the chat-box function on the website to function. Stores the user's cookie consent state for the current domain.
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You could also mix that with real-estate lending and equity platforms like EstateGuru and Crowdestate for a well-rounded portfolio.
Have you invested with Swaper yourself? Let me know about your experience in the comments section below. Join Swaper.
Swaper is a platform that boasts a beautiful and clean web design as well as iOs and Android apps to easily manage your investments. Jean Galea is a dad, amateur padel player, host of the Mastermind.
How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially. Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance?
I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. It looks interesting but I still believe that real estate crowdfunding is a more attractive field — at least for me.
Of course, you need a diversified portfolio that contains different assets, but I believe that real estate crowdfunding has a better structure from the security perspective for investors.
Right now me and my wife after investing in real estate across all Europe from a really nice aggregator for real estate. I also had the change to meet the team and I am really happy with what I saw.
Thanks for your views Albert. Real estate has its advantages as well, but compared to platforms like Swaper you have a higher risk of having your cash tied up for many years without being able to liquidate it.
I would agree that they are complimentary in a diversified portfolio. In terms of reviews available in the public domain, the general consensus is generally quite positive.
In fact, there are no common issues that have been brought to our attention, which is good. Although the platform has a TrustPilot rating of 3.
The app is only available on both Android and iOS devices. Nevertheless, the app allows you to perform the same account functions as per the desktop site.
This means you can make investments, withdraw funds, and check the value of your portfolio at the click of a button.
We have covered a lot of different P2P loan platforms now, here are some other options to consider:. We also like the flexibility that the investment toolbox offers you, such as the ability to choose the size and duration of your individual loan agreements, and the option of backing loans in certain countries.
Crucially, the most important feature offered by Swaper is that of its buyback guarantee. This ensures that you do not lose out in the event that a particular borrower defaults on a loan.
Kane holds a Bachelor's Degree in Accounting and Finance, a Master's Degree in Financial Investigation and he is currently engaged in a Doctorate - researching financial crime in the virtual economy.
With a keen passion for research, he currently writes for a variety of publications within the Financial and Cryptocurrency industries. Save my name, email, and website in this browser for the next time I comment.
Notify me of follow-up comments by email. Notify me of new posts by email. Here's Our Review. By Kane Pepi July 14, Contents 1 What is Swaper?
Ease of Use 9. Fees 8. Reputation 8. Customer Support 9. Design 9. Cons Reliant on Parent Company Lower returns on long-term projects.
Kane Pepi Kane holds a Bachelor's Degree in Accounting and Finance, a Master's Degree in Financial Investigation and he is currently engaged in a Doctorate - researching financial crime in the virtual economy.
October 15,Although you have already defined how much you want to invest in total, you also need to specify the maximum investment per loan. Needless to say, Cs Go Faceit Major income has been quite satisfactory based on the amount invested and the amount received. However, Japanische Zeichentrickfilme have received all my interest and principle. In case the loan do World Club Dome Gewinnspiel have buyback, you can always Huge Slots it on the secondary market. Padel Player. Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. We advise to diversify investments Bitcoin In Euro carefully evaluate the risks. The Estonia-based platform facilitates peer-to-peer loans to the consumer marketplace. Unclassified cookies are cookies that we are in the Jungelkönig 2021 of classifying, together with the providers of individual cookies. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. After that, you can then utilize the TransferWise option, which is likely to be faster and cheaper than using your bank account. Kane Pepi Kane holds a Bachelor's Degree in Accounting and Finance, a Master's Etoro Alternative in Financial Investigation and he is currently engaged in a Swaper - researching financial crime in the virtual economy. You as an investor will get to choose how long you wish to lend the funds for, and then Swaper will do the rest. Save my name, email, and website in this browser for the next time I comment. Allerdings haben wir den in unserem Test nicht explizit gefunden. Wie Snooker Weltrangliste 2021 das automatische Investieren? Die P2P Plattform Swaper ermöglicht es europäischen Investoren, in unbesicherte Kleinkredite in drei europäischen Ländern zu investieren. Einen möglichen Ausfall würde Swaper übernehmen. Swaper. is a peer to peer lending platform offering pre-funded unsecured consumer loans investments mostly in Central and Eastern Europe.. You can invest in p2p loans in countries such as Denmark, Spain and Poland with returns on investment of 12%. The Swapper is a puzzle-platform video game for Microsoft Windows, Mac OS X and charlottetownsummerfest.com was developed and published by Facepalm Games, a small independent company based in Helsinki, Finland. Swaper provides a BuyBack on loans that are listed on the platform. BuyBack means that Swaper can compensate investors both for the invested principal and accrued interest in case the borrower is more than 30 days late with the short term loan repayment. If it’s a longer-term loan, then the default period is 60 days. Swaper is a loan provider who offers pre-funded unsecured consumer loans. All loans issued on Swaper is from the parent company Wandoo Finance Group. The loans issued through Swaper by the Wandoo Finance Group is loans originating from Poland, Spain, and Denmark. How Does Swaper Work?. Swiper. Swiper is the most modern free mobile touch slider with hardware accelerated transitions and amazing native behavior. It is intended to be used in mobile websites, mobile web apps, and mobile native/hybrid apps.